Study Funding
Explore Ways to Fund Education
Paying for school usually involves more than one source. This guide explains the common categories so you can research each with the right organization.
Gift aid versus borrowed aid
Grants and scholarships are generally gift aid that does not need repayment. Loans must be repaid. Work-study pays you for part-time work. Knowing which is which helps you read any offer you receive.
Common places to research
Each source publishes its own current rules. Check directly with:
- Your school's financial aid office
- Your state's student aid agency
- Established community foundations and nonprofits
- Employers that offer tuition assistance
Building a realistic plan
Most learners combine savings, gift aid, and part-time income. A cost worksheet makes gaps visible early so you can plan rather than react.
Questions to ask the organization
- What is the full cost of attendance, not just tuition?
- Which awards are renewable, and under what conditions?
- When are the priority deadlines?